Yep, you heard right! "Very flexible." When you're refinancing, you can, in fact, find the deal that's just right for you. The best variable interest rate, the right features, the right turnaround time. All with no fuss and no extra cost.
The trick is to find those rare people within each bank with the authority and inclination to step outside box. The actual decision-makers within the lending unit, who are hungry for your business and authorised to 'bend the rules' in order to win it. The people who say "let me see what I can do.." rather than "it's not our policy to.." or "our system doesn't let me.."
These people are known as 'bankers'.
You don't hear the term much these days, because they're few and far between. (Bet you're not surprised to hear that!) But they do exist. And they can help you secure a mortgage refinance package that suits you down to the ground.
We have a dozen bankers' details in our mobiles
So how do you find them? It's not easy. It takes years of full-time dealings with banks and bank staff before you can locate them. We know, because we've done it. We have a list of a dozen bankers' names and phone numbers in our mobiles. And we speak to them on a weekly basis. So, when someone like yourself wants to refinance and engages RefinanceMe to find the best variable interest rate home loan, most appropriate deal, we already have a fair idea which banker to call. (In fact, chances are we've spoken to them about something very similar in the last couple of days.) We call the people who're most likely to help, and see what they have to offer.